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Using Credit Cards and Building Credit
Using credit cards wisely lays the foundation for future financial goals, like buying a home, renting an apartment, or purchasing a car. It takes credit to get credit—but be careful not to spend more than you can manage.
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
How long will it take to pay off a credit card?
Learn how to build your credit score from scratch or boost your decent score.
Learn how to repair your credit score when it's gone awry.
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
Following these guidelines with your credit card can help give a boost to your credit score.
Credit cards are useful tools, especially when you choose the right type of card for your needs. Learn how to compare credit cards to find the one that works for you.
Whether it's a personal loan, credit card, or payment plan on a large purchase, you can see how long it may take to pay off the loan.
How much can you save in the long term by making more than a minimum monthly payment?
Figuring out how you will organize your finances, and to what degree you will have combined accounts, sets the groundwork for the main tool of money management--a budget.
